La Canada Flintridge Traditional Open House Tomorrow

Conveniently located a few blocks from La Canada Elementary, this charming one story Traditional is move in ready. Tastefully expanded and upgraded the home has a great floorplan. The light filled living room with fireplace is spacious and leads into the formal dining room. The remodeled kitchen features a center island, stainless steel appliances, granite counters and breakfast area. Adjacent to the kitchen is the family room with double doors that lead you to the grassy backyard Beyond the kitchen is a separate laundry room with a side door to the backyard. There are four bedrooms and three bathrooms. The master suite has double doors to the backyard and a closet with built-ins. There are beautiful hardwood floors throughout. Sewer in street on bond. Award winning La Canada schools. $1,399,000

Open House Schedule 
June 1, 2014 from 2:00 PM - 4:00 PM 
June 3, 2014 from 10:00 AM - 2:00 PM

If you would like more information about 4639 Lasheart Drive or interested in scheduling a private showing call me at (818) 371-3018 or email me at Lisa@LisaZastrow.com.       
 
 

First Time Home Buyers Median FICO Scores

-According to Realtor.com, the median FICO score for a first time homebuyer is 720.
-91% of first time buyers purchased their home using a mortgage.  
-60% of repeat buyers using a mortgage had FICO scores of 750.
-46% of first time buyers had down payments of 3-6%.
-46% of repeat buyers put down more than 20%.  
-Many investors, second-home buyers, and international buyers also paid cash.  

It's important to know what your FICO scores are before beginning the process of looking for a home. Make sure to get preapproved with a lender who can run your credit and check your FICO scores. You may have some work to do in order to increase your credit scores. If your credit card balances are too high you may need to pay them off to increase your FICO scores. Once you pay off your credit cards, your lender can submit a rapid rescore to rerun your credit. 

The first question I ask a buyer is "Have you been preapproved?".  If they haven't, then I recommend them to preferred lenders that I have successfully worked with. When you submit an offer you want your offer to be as strong as possible. Submitting an offer with a recent preapproval and most current proof of funds makes you a stronger buyer when competing with other buyers.

If you would like more information about the home buying process or getting preapproved with a lender, call me at (818) 371-3018 or email me at Lisa@LisaZastrow.com.